Home Buying Program Regardless Of Credit

Our innovative "Bridge" home buying program is designed to assist individuals and families purchase a home who cannot currently due to poor credit score.


Minimum requirements:

  • Small deposit required but is credited back at closing
  • Currently employed (can be self-employed)
  • Willingness to follow our Financial Wellness Curriculum


Prior bankruptcies, repossessions, foreclosures, chargeoffs, late payments, liens, or declines are ok.


How can this be possible?  Our non-profit organization, through collaborative relationships, has access to private lenders, unique bank relationships, and even governmental funding sources who understand that bad things can happen to good people and are more than willing to give anyone a second chance.  


Simple Process To Get Started:

  1. Complete the form below (at the bottom of this page).
  2. We'll have a brief conversation (in person or telephonically) to ensure that you qualify.
  3. If so, we'll forward you an application to complete to formally start the process.
  4. Once we receive your completed application, we will submit it to Committee for approval to start the Bridge Program and work with you following our educational curriculum (see PDF below).



Bridge Program Description
This one page document provides an understanding of how the "Bridge" Home Buying Program helps credit-challenged individuals purchase homes.
Bridge Program Description 2.pdf
Adobe Acrobat document [160.5 KB]
Home Buying Educational Program Description
In addition to helping secure the financing for a home, our non-profit is committed to improving the financial wellbeing and credit of program participants. This PDF describes in detail.
Healthy People Texas Home Buying Educati[...]
Adobe Acrobat document [200.3 KB]

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