Healthy People Texas' Financial Wellness Initiative

While it receives less attention than aspects of physical wellness like our body mass index, cholesterol, and blood pressure, Financial Wellness is equally important to our health and well-being.

In fact, more than 200 studies and surveys have tracked, measured, and documented the link between financial stress and illness.  The American Psychological Association recognizes financial stress as the leading cause of unhealthy behaviors like smoking, weight gain, and alcohol and drug abuse.

Beyond health issues, poor Financial Wellness results in a decreased quality of life and creates a barrier to nearly everything including housing, transportation, education, and employment.

Healthy People Texas, a non-profit organization, provides Financial Wellness programs, services and education as a life line for individuals, families, and groups.  Our Financial Wellness Consultants are delighted to educate and inform resulting in a more knowledgeable and empowered society. 

Click here to view an informational webinar that our Financial Wellness Consultants will educate your group or organization on Legal Strategies For Obtaining A 700 Credit Score.

There are six core principles of Financial Wellness:

• Optimize personal credit (to reduce interest-based expenses and increase options)
• Create and maintain an emergency fund (three to six months of income)
• Increase cash flow (manage expenses and increase income)
• Asset accumulation (to create wealth for retirement, financial freedom, etc.)
• Proper protection (protect yourself and your assets against loss)
• Access to resources (affordable credit, financial, and legal resources)